:root{--navy: #0f2744;--navy-2: #163558;--blue: #1e4a7a;--blue-bright: #2563eb;--gold: #d4a017;--gold-soft: #f0c14b;--orange: #e8941a;--bg: #f4f7fb;--card: #ffffff;--text: #142033;--muted: #5b6b7c;--border: #d8e0ea;--border-soft: #e8eef5;--ok: #0d9488;--danger: #dc2626;--shadow: 0 12px 40px rgba(15, 39, 68, .12);--radius: 16px;--tap: 52px;--font: "DM Sans", system-ui, -apple-system, sans-serif;--serif: "Libre Baskerville", Georgia, serif}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.5;min-height:100dvh}.hero{background:radial-gradient(ellipse 80% 60% at 50% -10%,rgba(37,99,235,.25),transparent),linear-gradient(165deg,var(--navy) 0%,var(--navy-2) 55%,#0c1e35 100%);color:#fff;padding:28px 16px 72px;text-align:center;position:relative;overflow:hidden}.hero:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:url("data:image/svg+xml,%3Csvg width='40' height='40' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M20 8v24M8 20h24' stroke='%23ffffff' stroke-opacity='0.04' stroke-width='1'/%3E%3C/svg%3E");pointer-events:none}.hero-compact{padding-bottom:56px}.hero-inner{position:relative;max-width:640px;margin:0 auto}.badge{display:inline-flex;align-items:center;gap:6px;border:1.5px solid var(--gold);color:var(--gold-soft);font-size:12px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;padding:6px 14px;border-radius:999px;margin-bottom:16px}.badge-icon{display:inline-grid;place-items:center;width:16px;height:16px;background:var(--gold);color:var(--navy);border-radius:50%;font-size:10px;font-weight:700}.hero h1{font-family:var(--serif);font-size:clamp(1.55rem,5.2vw,2.35rem);font-weight:700;line-height:1.25;margin:0 0 12px;letter-spacing:-.01em}.hero h1 em{font-style:normal;color:var(--gold-soft)}.hero-sub{margin:0;color:#ffffffd1;font-size:.95rem;max-width:480px;margin-inline:auto}.hero-sub sup{font-size:.7em}.main{max-width:520px;margin:-48px auto 0;padding:0 14px 40px;position:relative;z-index:2}.card{background:var(--card);border-radius:var(--radius);box-shadow:var(--shadow);padding:22px 18px 18px;border:1px solid rgba(255,255,255,.6)}.card-head h2{font-family:var(--serif);font-size:1.35rem;margin:0 0 4px;color:var(--navy)}.step-sub{margin:0 0 16px;color:var(--muted);font-size:.9rem}.progress-wrap{margin-bottom:20px}.progress-meta{display:flex;justify-content:space-between;font-size:.78rem;font-weight:600;color:var(--muted);margin-bottom:6px;text-transform:uppercase;letter-spacing:.03em}.progress-bar{height:8px;background:var(--border-soft);border-radius:999px;overflow:hidden}.progress-fill{height:100%;width:9%;background:linear-gradient(90deg,var(--blue),var(--blue-bright));border-radius:999px;transition:width .35s ease}.options{display:flex;flex-direction:column;gap:10px}.option{position:relative;display:flex;align-items:center;min-height:var(--tap);padding:14px 16px;border:2px solid var(--border);border-radius:12px;background:#fafbfc;cursor:pointer;font-size:1.05rem;font-weight:600;color:var(--text);transition:border-color .15s,background .15s,box-shadow .15s;-webkit-tap-highlight-color:transparent;-webkit-user-select:none;user-select:none}.option:hover{border-color:#9db4d0;background:#fff}.option:active{transform:scale(.99)}.option.selected{border-color:var(--blue-bright);background:#eff6ff;box-shadow:0 0 0 3px #2563eb26;color:var(--navy)}.option input{position:absolute;opacity:0;pointer-events:none}.option-check{width:22px;height:22px;border:2px solid var(--border);border-radius:50%;margin-right:12px;flex-shrink:0;display:grid;place-items:center;transition:all .15s}.option.selected .option-check{border-color:var(--blue-bright);background:var(--blue-bright)}.option.selected .option-check:after{content:"";width:8px;height:8px;background:#fff;border-radius:50%}.fields{display:flex;flex-direction:column;gap:14px}.field-row{display:grid;gap:12px}@media(min-width:420px){.field-row.two{grid-template-columns:1fr 1fr}}.field label{display:block;font-size:.82rem;font-weight:600;color:var(--navy);margin-bottom:6px}.field label .req{color:var(--danger)}.field input,.field select,.field textarea{width:100%;min-height:48px;padding:12px 14px;border:1.5px solid var(--border);border-radius:10px;font:inherit;font-size:1rem;color:var(--text);background:#fff;transition:border-color .15s,box-shadow .15s;-webkit-appearance:none;-moz-appearance:none;appearance:none}.field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%235b6b7c' d='M6 8L0 0h12z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px}.field textarea{min-height:96px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue-bright);box-shadow:0 0 0 3px #2563eb26}.field input.invalid,.field select.invalid,.field textarea.invalid{border-color:var(--danger)}.consent-box{background:#f7f9fc;border:1px solid var(--border-soft);border-radius:12px;padding:14px;margin-top:4px}.consent-label{display:flex;gap:12px;align-items:flex-start;cursor:pointer;font-size:.88rem;color:var(--muted);line-height:1.45}.consent-label input{width:22px;height:22px;margin-top:2px;flex-shrink:0;accent-color:var(--blue-bright)}.nav-row{display:flex;gap:10px;margin-top:20px;position:sticky;bottom:12px;padding-top:4px;background:linear-gradient(to top,#fff 70%,transparent)}.btn{flex:1;min-height:var(--tap);border-radius:12px;font:inherit;font-size:1.05rem;font-weight:700;cursor:pointer;border:none;transition:transform .1s,background .15s,opacity .15s;-webkit-tap-highlight-color:transparent}.btn:active{transform:scale(.98)}.btn:disabled{opacity:.55;cursor:not-allowed}.btn-primary{background:linear-gradient(180deg,#2b6cb0,var(--blue));color:#fff;box-shadow:0 4px 14px #1e4a7a59}.btn-primary:hover:not(:disabled){background:linear-gradient(180deg,#3578c0,#1a4068)}.btn-submit{background:linear-gradient(180deg,#f0a020,var(--orange));color:#fff;box-shadow:0 4px 14px #e8941a59}.btn-ghost{flex:0 0 auto;min-width:100px;background:#fff;color:var(--navy);border:1.5px solid var(--border)}.btn-ghost:hover{background:#f7f9fc}.btn[hidden]{display:none!important}.form-error{margin:12px 0 0;padding:10px 12px;background:#fef2f2;color:var(--danger);border-radius:8px;font-size:.88rem;font-weight:500}.trust-bar{display:grid;gap:12px;margin-top:24px;padding:4px 4px 0}@media(min-width:480px){.trust-bar{grid-template-columns:repeat(3,1fr);gap:8px}}.trust-item{display:flex;align-items:flex-start;gap:10px;background:#fff;border:1px solid var(--border-soft);border-radius:12px;padding:12px}.trust-icon{width:36px;height:36px;border-radius:50%;background:#fff8e7;color:var(--gold);display:grid;place-items:center;font-size:1rem;flex-shrink:0;border:1px solid #f5e6b8}.trust-item strong{display:block;font-size:.82rem;color:var(--navy)}.trust-item span{font-size:.75rem;color:var(--muted)}.footer{background:var(--navy);color:#ffffffbf;text-align:center;padding:28px 18px 36px;font-size:.8rem}.footer p{margin:0 0 8px;max-width:560px;margin-inline:auto}.footer strong{color:#fff}.disclaimer{opacity:.7;line-height:1.55;font-size:.72rem}.ty-confirm{text-align:center;padding:28px 20px}.ty-check{width:56px;height:56px;margin:0 auto 14px;border-radius:50%;background:linear-gradient(135deg,#14b8a6,var(--ok));color:#fff;font-size:1.6rem;font-weight:700;display:grid;place-items:center;box-shadow:0 6px 20px #0d948859}.ty-confirm h2{font-family:var(--serif);margin:0 0 8px;color:var(--navy);font-size:1.35rem}.ty-confirm p{margin:0;color:var(--muted)}.ty-ref{margin-top:12px!important;font-size:.8rem;color:var(--muted)}.ty-offers-wrap{margin-top:28px}.ty-offers-title{font-family:var(--serif);font-size:1.2rem;color:var(--navy);text-align:center;margin:0 0 6px}.ty-offers-note{text-align:center;font-size:.82rem;color:var(--muted);margin:0 0 16px}.offers-grid{display:flex;flex-direction:column;gap:12px}.offer-card{background:#fff;border:1px solid var(--border);border-radius:14px;padding:18px;box-shadow:0 4px 16px #0f27440f}.offer-card h3{margin:0 0 6px;font-size:1.05rem;color:var(--navy)}.offer-card p{margin:0 0 14px;font-size:.9rem;color:var(--muted)}.offer-card .btn{width:100%;text-decoration:none;display:grid;place-items:center;background:linear-gradient(180deg,#2b6cb0,var(--blue));color:#fff}.offer-card:first-child .btn{background:linear-gradient(180deg,#f0a020,var(--orange))}.btn.loading{pointer-events:none;opacity:.7}.btn.loading:after{content:"";display:inline-block;width:14px;height:14px;margin-left:8px;border:2px solid rgba(255,255,255,.4);border-top-color:#fff;border-radius:50%;animation:spin .6s linear infinite;vertical-align:middle}@keyframes spin{to{transform:rotate(360deg)}}@media(min-width:640px){.main{max-width:560px}.card{padding:28px 28px 22px}}